How to fill the European Accident Statement

By Minsas · Published 9 November 2025 · Updated 12 July 2026

The European Accident Statement is a shared way to record the people, vehicles and circumstances after a road accident. It helps collect information; it does not decide liability and it does not replace country, insurer or policy-specific requirements. This guide is general information, not legal advice.

Six-step accident statement checklist

1. 1. Make the scene safe

   Check for injuries and immediate danger. Contact emergency services when needed and follow the rules of the country where the accident happened.

2. 2. Record people, vehicles and insurance details

   Write down the date and place, driver contacts, vehicle registrations, countries of registration, insurers, policy numbers, injuries, damage and witness contacts.

3. 3. Complete the circumstances and sketch

   Identify vehicles A and B consistently, mark only the boxes that apply, show road layout and direction of travel, and add concise factual remarks.

4. 4. Add photos and supporting information

   When it is safe, photograph vehicle positions, damage, registration plates, road signs, markings and the wider scene. Keep witness and police details when available.

5. 5. Review before signing

   Check every field and do not admit liability. Sign only if you understand the statement and agree that it records the stated circumstances; use remarks to record disagreement.

6. 6. Keep a copy and contact your insurer

   Keep the statement, photos and supporting records. Notify your insurer and follow its policy-specific deadline, channel and document requirements.

Field-by-field review

• Header: date, time, precise place, injuries, other damage and witness contacts.
• Vehicle A and B: policyholder, vehicle, driver, insurer and policy details for the correct column.
• Damage: mark the initial impact area and describe visible damage without guessing about hidden damage.
• Circumstances: tick only boxes that describe the movement of that vehicle and verify the count.
• Sketch: show road layout, lanes, signs, directions, vehicle positions and the point of impact.
• Remarks and signatures: record disagreements before signing; never sign content you do not understand.

General guidance versus insurer requirements

The checklist above helps create a clear accident record. Your insurer or policy may set a notification deadline, submission channel, original-document rule or additional evidence requirement. Ask the insurer when uncertain, especially for injuries, cross-border cases, an uninsured vehicle, a hit-and-run or disagreement about the facts.

Sources

• Your Europe: car insurance cover abroad and accident-report guidance

Related guides

• Cross-border accident in the EU: what to do
• Documents and photo checklist
• If the other driver refuses to sign
• Neutral steps to start an insurer claim

FAQ

What if the drivers disagree about what happened?

Do not change your account to force agreement. Record the facts you observed, use the remarks section for differences, and preserve photos, witness contacts and any police details. The insurers assess the available information.

Does signing the statement mean admitting fault?

The form is used to record the circumstances, not to decide liability at the roadside. Do not admit liability, and sign only when you understand what the statement says. If something is disputed, record that clearly before signing.

Can Minsas prepare the accident record digitally?

Minsas guides drivers through the people, vehicles, circumstances, sketch, photos and signatures and can export a structured PDF record. Acceptance channels and required documents differ, so check your insurer and policy before sending it.

What if the other driver refuses to sign?

Record the refusal and complete the information you can verify. Preserve photos, witness contacts and police details where relevant, then ask your insurer what it requires for a one-sided notification.